Proof of Reserves.
Proof of Liabilities.
Proof of Solvency.
AuditAI verifies a defined set of reserves and liabilities under a published methodology and calculates the resulting coverage ratio. Every attestation is a verifiable evidence chain — from on-chain wallet balances, through a Merkle Sum Tree commitment of liabilities, to a signed solvency attestation anyone can check.
Proof of Reserves
On-chain wallet balances fetched from the blockchain, with wallet ownership verified by message signature.
Proof of Liabilities
Customer liabilities committed via a Merkle Sum Tree. Users get private inclusion proofs without exposing balances.
Proof of Solvency
Verified reserve value ÷ verified liability value = coverage ratio, under configurable thresholds.
The verifiable evidence chain
⚠ AUDITAI VERIFIES A DEFINED SET OF RESERVES AND LIABILITIES UNDER THE PUBLISHED METHODOLOGY AND CALCULATES THE RESULTING COVERAGE RATIO. THIS DOES NOT CONSTITUTE A LEGAL STATEMENT OF FINANCIAL SOLVENCY. PROOFS COVER CRYPTOGRAPHIC CLAIMS ONLY AND MAY NOT REFLECT ALL REAL-WORLD LIABILITIES OR OBLIGATIONS.